Your credit score is one of the biggest factors banks consider when granting a home loan. It reflects your financial behaviour, how reliably you’ve paid past debt, how much credit you use, and how responsibly you manage accounts.
Gabriel da Matta explains that a strong credit score opens doors. “Banks reward low-risk clients with better rates and faster approvals,” he says.
Before applying for a bond, Surdo Prop encourages buyers to check their credit report, settle outstanding accounts, and avoid new debt. A few months of disciplined behaviour can significantly improve affordability and bond outcomes.
Contact Gabriel da Matta | Surdo Prop
082 552 5798 | gabriel@surdoprop.co.za
Listening Differently. Selling with Care.